Summerville Homes under $400,000

Welcome to Summerville, South Carolina, a charming town that beautifully blends Southern hospitality with modern conveniences. Nestled just 24 miles northwest of historic Charleston, Summerville is often referred to as the “Flower Town in the Pines,” thanks to its lush landscapes and vibrant floral displays. With a rich history dating back to the 18th century, this town boasts a delightful mix of quaint shops, delicious dining options, and a strong sense of community that makes it a perfect place to call home.

For those seeking an affordable entry into the Summerville housing market, you’ll be pleased to know that there are numerous homes available for under $400,000. From cozy single-family residences to modern townhomes, the options are diverse and cater to various lifestyles. Many of these homes feature spacious layouts, contemporary finishes, and generous outdoor spaces, ideal for enjoying the warm South Carolina sun.

Families will appreciate the top-rated schools and numerous parks that dot the area, providing ample opportunities for recreation and relaxation. Additionally, Summerville’s proximity to Charleston allows residents to enjoy the vibrant cultural scene, fine dining, and pristine beaches, all while returning to the peaceful charm of their suburban oasis.

Whether you’re a first-time homebuyer or looking to downsize, Summerville offers a welcoming atmosphere and a range of affordable housing options that make it an attractive destination. Explore the possibilities today and discover why so many are eager to call Summerville home!

Newest Summerville Homes under $400,000

$360,000

3 Beds ⋅ 2.5 Baths ⋅ 26027450 MLS

Welcome home. This is a spacious Summerville home with a flexible floor plan and plenty of room to enjoy both indoors and out. The main level offers an inviting living room centered around a fireplace, a separate dining room, and a generous kitchen with plenty of space for everyday meals and gatherings. Just beyond the kitchen, a screened porch extends the living space outdoors and overlooks the large, fully fenced backyard.Upstairs, the primary suite features a private bath and an impressive walk-in closet with a custom organization system, while two additional bedrooms and a full bath provide comfortable space for family, guests, or a home office. A large bonus room over the garage adds even more flexibility for a media room, playroom, gym, office, or additional living space.With a two-car garage, dedicated laundry room, screened porch, and expansive backyard, the home offers plenty of practical space alongside its comfortable layout. Located in Berkeley Commons, this home provides a welcoming Summerville setting with convenient access to shopping, dining, schools, and everyday amenities.

300 Dunning Road, Summerville

Listing courtesy of Listing Agent: Jenna Russell from Listing Office: Keller Williams Realty Charleston.

$369,000

4 Beds ⋅ 2.5 Baths ⋅ 26027427 MLS

Set within the Summerville on the Ashley subdivision in Beech Hill, 108 Whaler Rd, Summerville SC 29485 encompasses 2,060 square feet of living space, was built in 1993, and was renovated in 2026. Fresh interior paint brightens the main living area, where a fireplace creates a warm centerpiece for quiet evenings. The kitchen includes a kitchen island that provides prep space and serves as an easy hub for preparing meals. In the primary bathroom, double sinks allow for efficient morning routines, while a dedicated laundry room and an attached garage add practical convenience to this Summerville home. Out back, a deck extends your living space into the open air for outdoor dining and unwinding. Fresh updates and classic features define this neighborhood home. Included 100-Day Home Warranty w

108 Whaler Road, Summerville

Listing courtesy of Listing Agent: Thomas Shoupe from Listing Office: Opendoor Brokerage, LLC. homes@opendoor.com

$399,990

4 Beds ⋅ 3 Baths ⋅ 26027420 MLS

Fridge, Washer & Dryer convey with home. Welcome to 265 Wappo Trace Lane, a beautifully maintained 4-bedroom, 3-bathroom home nestled in the highly sought-after The Oaks at Cane Bay. Situated on a large wooded lot with pond views, this home offers peaceful wooded and water views, beautiful landscaping, gutters, and a covered patio.Inside, the inviting foyer is filled with natural light and opens to a spacious living room featuring plenty of windows and beautiful wooded backyard views. The kitchen is designed for both everyday living and entertaining, featuring beautiful white cabinetry, black cabinet pulls, granite countertops, stainless steel appliances, and a large center island with additional prep space and casual seating. The eat-in kitchen flows seamlessly into the living area an offers beautiful views of the backyard and pond. The first-floor guest bedroom offers a peaceful retreat along with a conveniently located full bathroom, providing privacy for guests. This space could also serve as a home office, playroom, or additional flex space. Up the wood-tread stairs, the versatile loft provides additional living space perfect for entertaining, a playroom, home office, or storage. The spacious primary suite offers beautiful backyard views and abundant natural light. The ensuite features double vanities, tile flooring, a tiled shower with glass doors, and a separate soaking tub with a frosted window. Down the hall, two additional bedrooms and a full guest bathroom provide plenty of flexibility for family, guests, hobbies, or working from home. Outdoor living is a true highlight, with a covered patio overlooking the peaceful wooded setting and pond views. Each neighboring property already has a fence, making it easy to simply fence in the backyard to create your own private outdoor space. Enjoy all that The Oaks at Cane Bay has to offer, including a community pool, playground, walking and golf-cart trails, stocked ponds, green spaces, community events, and neighborhood food truck nights. Conveniently located near shopping, dining, Nexton, Downtown Summerville, Cane Bay schools, and the Cane Bay YMCA, this exceptional home offers versatile living spaces, beautiful outdoor views, and the sought-after Cane Bay lifestyle.

265 Wappoo Trace Lane, Summerville

Listing courtesy of Listing Agent: Lauren Gasperic from Listing Office: The Boulevard Company.

$329,000

3 Beds ⋅ 2.5 Baths ⋅ 26027412 MLS

Move-in ready- December! ~ End Unit ~The first two buildings are SOLD OUT! The next building is now available for purchase!Enjoy brand-new construction Lowcountry Living in the peaceful town of Lincolnville--where modern homes meet small-town charm. Perfectly located just 5 minutes to Summerville with easy access to I-26 and Charleston, Lincolnville delivers quiet living, room to grow, and everyday convenience just moments away from all that matters most. A fantastic opportunity for buyers seeking fresh design, value, and a relaxed lifestyle without sacrificing location.Beautiful 3BR/2.5BA townhome featuring a 1-car garage, back porch, and private yard space. This spacious home offers an open-concept layout, modern finishes, and comfortable living all with a wooded backdrop

5093 Buggs Lane, Summerville

Listing courtesy of Listing Agent: Brian Mullinax from Listing Office: HQ Real Estate LLC.

123 Woodduck Drive Unit #A & B, Summerville

$399,900

6 Beds ⋅ 26027407 MLS

Investment opportunity or ultimate house hack just minutes from Historic Downtown Summerville! This beautifully renovated brick duplex offers two separate 3-bedroom, 2-bath units, providing flexibility for an investor or an owner-occupant looking to offset their mortgage with rental income. The extensive renovation gives both units a fresh, modern feel with new luxury vinyl plank flooring, paint, updated kitchens and baths, contemporary lighting and fixtures, new appliances, water heaters and HVAC systems. The kitchens feature shaker-style cabinetry, quartz countertops, stainless steel appliances and generous counter space, while the open living and dining areas create a bright, comfortable layout. Each unit also enjoys its own private fenced outdoor area and off-street parking. Unit A isUnit A is leased for $1,831/month, providing immediate income, while the second unit offers the opportunity for additional rental income or owner occupancy. Located approximately two miles from Downtown Summerville with convenient access to shopping, dining and I-26. Renovated, income-producing and move-in ready--a rare opportunity this close to downtown.

123 Woodduck Drive Unit #A & B, Summerville

Listing courtesy of Listing Agent: Jillian Weatherford from Listing Office: Keller Williams Realty Charleston West Ashley.

$279,000

3 Beds ⋅ 2 Baths ⋅ 26027402 MLS

NO HOA! Great location! Enjoy living in this 3 bedroom 2 bath detached home with a LARGE backyard! The public living space has high ceilings and original cabinetry and countertops. Carpeted bedrooms and living areas create a warm and comfortable feel throughout the home. Step outside to enjoy the spacious backyard, offering plenty of green space and an enclosed porch--perfect for relaxing or entertaining. The backyard was fully fenced in 2023, which provides added privacy. Make this house your own with personal cosmetic updates and bring your vision to life! Conveniently located near I-26, College Park Road, and Crowfield Plantation, you'll also enjoy easy access to a variety of restaurants, grocery stores, shopping, and everyday conveniences.

1416 Pinethicket Drive, Summerville

Listing courtesy of Listing Agent: Chris Facello from Listing Office: Carolina One Real Estate. 843-779-8660

$388,000

4 Beds ⋅ 3 Baths ⋅ 26027386 MLS

Step into the Meriwether plan-- This spacious layout features 4 bedrooms + Loft, 3 bathrooms, a flexible loft, and an open-concept living area perfect for entertaining. Enjoy large walk-in closets, a charming front porch, and a covered back porch for relaxing outdoor space. Located in Six Oaks, less than 4 miles from downtown Summerville, you'll love the resort-style pool, cabana, walking trails, amphitheater, and dog park. Your ideal lifestyle starts here!

2260 Guernsey Lane, Summerville

Listing courtesy of Listing Agent: Ian Schmidt from Listing Office: Carolina One Real Estate. 843-779-8660

$300,000

3 Beds ⋅ 2 Baths ⋅ 26027384 MLS

Upon entering this charming ranch-style home, you will immediately notice the expansive windows that fill the space with natural light. The property features numerous recent updates, including cement plank siding, LVP flooring, updated fixtures, and a beautifully renovated kitchen.The exterior amenities further complement the property. The spacious, fully fenced backyard offers privacy alongside ample room for gardening or a potential pool. Additionally, the large shed provides versatile space suitable for storage or a workshop. While offering a private setting on a cul-de-sac, the property remains conveniently located near Nexton Square, providing easy access to dining, shopping, and local businesses.

113 Nathan Road, Summerville

Listing courtesy of Listing Agent: Kristen Briley from Listing Office: Realty One Group Coastal.

$399,900

6 Beds ⋅ 4 Baths ⋅ 26027373 MLS

Investment opportunity or ultimate house hack just minutes from Historic Downtown Summerville! This beautifully renovated brick duplex offers two separate 3-bedroom, 2-bath units, providing flexibility for an investor or an owner-occupant looking to offset their mortgage with rental income. The extensive renovation gives both units a fresh, modern feel with new luxury vinyl plank flooring, paint, updated kitchens and baths, contemporary lighting and fixtures, new appliances, water heaters and HVAC systems. The kitchens feature shaker-style cabinetry, quartz countertops, stainless steel appliances and generous counter space, while the open living and dining areas create a bright, comfortable layout. Each unit also enjoys its own private fenced outdoor area and off-street parking. Unit A isUnit A is already leased for $1,831/month, providing immediate income, while the second unit offers the opportunity for additional rental income or owner occupancy. Located approximately two miles from Downtown Summerville with convenient access to shopping, dining and I-26. Renovated, income-producing and move-in ready--a rare opportunity this close to downtown.

123 Woodduck Drive Unit #A & B, Summerville

Listing courtesy of Listing Agent: Jillian Weatherford from Listing Office: Keller Williams Realty Charleston West Ashley.

$365,000

3 Beds ⋅ 2.5 Baths ⋅ 26027367 MLS

Welcome to 237 Sweet Cherry Lane in Shell Pointe! This well-maintained 3-bedroom, 2.5-bath home features an open-concept main level with a spacious kitchen, large center island, granite countertops and stainless steel appliances overlooking the dining and living areas. Upstairs, the generous primary suite offers a private bath and walk-in closet, along with two additional bedrooms, a full bath and conveniently located laundry room. Step outside to a screened porch and fully fenced backyard overlooking the pond--the perfect setting to relax or entertain. A two-car garage, tankless water heater and convenient location near shopping, dining and I-26 complete this move-in-ready home.

237 Sweet Cherry Lane, Summerville

Listing courtesy of Listing Agent: Zach Qunell from Listing Office: NextHome The Agency Group.

$275,000

4 Beds ⋅ 2.5 Baths ⋅ 26027350 MLS

Investor special in the desirable Irongate neighborhood! Located in a quiet cul-de-sac, this 4-bedroom, 2.5-bathroom property features a fenced backyard offering excellent flip or rental potential. The house is a complete renovation project and is not currently livable, making it the perfect blank canvas for an experienced contractor or investor. Priced to sell and in good shape, this house is ready for a transformation--bring your crew and equity ideas. A beautiful community deserves a beautiful home. Make it yours!

104 Bonneau Court, Summerville

Listing courtesy of Listing Agent: Cynthia Williams from Listing Office: Weichert Realtors Lifestyle.

$368,000

4 Beds ⋅ 2 Baths ⋅ 26027340 MLS

One story home with an upstairs bonus room, wooded backyard, large sunroom, and a community pool. Imagine stepping into your backyard and spotting deer-even beautiful bucks-nearly every morning and evening. Birds galore fluttering around the feeders. And every now and then, you may even catch a mischievous raccoon taking a late-night dip in the bird bath!Here, nature isn't something you have to drive somewhere to enjoy. You have a front-row seat from your own backyard-and an oversized sunroom where you can comfortably sit back, sip your morning coffee, and watch it all unfold.Welcome to a home that makes everyday living feel a little more peaceful. This charming 1.5-story Summerville home offers the ease of mostly one-story living, with three bedrooms and two full baths downstairs, plus a wonderfully spacious fourth bedroom/FROG tucked away upstairs. Inside, vaulted ceilings carry natural light beautifully. They give the already spacious living room an even grander feel. Beautiful views of the backyard can be enjoyed from the living room, which is complete with a wood burning fireplace. This open, airy feel, and vaulted ceilings continue into the owner's suite, where views of the beautiful backyard continue. Generous in size, the first floor primary bedroom is a true retreat. With the homes split floorplan, you will find the two downstairs guest bedrooms positioned towards the front of the home, giving it great privacy from the primary. Head upstairs and you'll find one of the home's most versatile spaces, the oversized fourth bedroom/FROG. This room has a deep closet and carpet with premium padding. It gives you plenty of room to create a private guest suite, game room, or home office. Another incredible feature of this home is the oversized sunroom. Here, you can entertain, test your green thumb with interior plants, enjoy views of the wildlife, or just have that extra space to getaway and relax when needed. This room does have a small air conditioning unit but it is not included in the square footage- so it truly is extra space! And if this home hasn't already won you over, the backyard and outdoor living space surely will. Set on ¼ acre and fully fenced, the yard has been lovingly filled over the years with flowering azaleas, crepe myrtles, rose bushes, a purple tulip tree, Rose of Sharon, hardy hibiscus, and even lemon, calamondin, and olive trees. Well manicured with a thoughtful design, something blooms every season giving this yard almost year round color. In addition to the thoughtful yard, the home has received just as much care and maintenance. The roof was replaced in 2018, the HVAC in 2021, upgraded gutters with leaf filters were added in 2024, and the garage door springs were recently replaced. The garage also includes a utility sink and service door, and as an added bonus the refrigerator, washer, and dryer will all convey with the home. This is a home that has clearly been cherished, and now it's ready for someone new to fill it with memories of their own. The location of this home is truly unbeatable. Residents here enjoy the community pool, parks, food truck nights, and being just minutes to a nearby hospital, Publix grocery store, and a variety of restaurants, pharmacies, fitness centers and county parks. Pending traffic, it's roughly 10 minutes to downtown Summerville, 30 minutes to the beach, under 45 minutes to historic downtown Charleston, a short drive to the airport, and under 4 miles to Rollings Middle School of the Arts. While zoning is always subject to change, and should be verified by a buyer, this home is currently zoned for Dorchester District 2's (DD2) highly desired Ashley Ridge High School. There's also a nearby boat landing allowing access to the Ashley River. If you're looking for a home that offers you charm and space, you've found it in 121 Oakbluff Rd. This home is in a X zone and the current owners are not required to carry flood insurance. Homes in this community move fast so we encourage you to book your showing soon!

121 Oakbluff Road, Summerville

Listing courtesy of Listing Agent: Crystal Brodie from Listing Office: Better Homes And Gardens Real Estate Palmetto. 843-584-8326

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